Others card guide

Spend money on a rewards credit card and you'll earn points or discounts which can then be redeemed for goods and services including high street vouchers and more. The goods and services you can redeem reward points for will depend on the individual credit card reward programme.

Earn rewards on everyday purchases—spend money on a rewards credit card and you'll earn points or discounts which can then be redeemed for goods and services. The more you use your card for everyday spending including food and petrol, the more points you will earn.
Great introductory rates—whether you're looking to transfer a balance from an existing credit card or simply want to make a card purchase, we can offer you competitive introductory rates.
All the features of a traditional credit card—all our credit cards carry the same great features and services, including Online Card Services, paperless statements online, fraud protection and free 24-hour UK based customer service helpline.
Optional extras to protect your card—just like our traditional credit cards we offer you the same optional extras to protect yourself from the unexpected including LifestyleProtect, Card & Phone SOS and Identity Protection.

Redeeming reward points will depend on the rewards credit card you choose. Each reward progamme will have a different way of redeeming points or discounts offered. Usually, you are given access to a rewards website which details offers and discounts where points can be redeemed. As soon as you make your first card purchase on your rewards credit card you'll start to accrue reward points or discounts. Reward points can be redeemed as soon as you earn them. The number of reward points you have will be shown on your monthly statement. aFrom the date your account is opened. A handling fee applies to balance transfers and money transfers. Balance transfers and money transfers must be made within 90 days of account opening. b From the date your account is opened. If you have two or more promotional offers at the same rate, we will use your payments to reduce any promotional balance with the lowest standard rate last, even if this offer ends first. This could mean that any such balance may not have been reduced by the time the standard rate applies to it.